Ryt Bank: AI-Powered Bank

Meet Ryt Bank. The World’s First AI-Powered Bank.

Experience banking done right with speed, simplicity, and innovation. Proudly made in Malaysia, for Malaysians. Built by YTL Digital Capital and Sea Limited.​ Licensed by Bank Negara Malaysia and protected by PIDM for up to RM250,000 per depositor.

Why Ryt Bank?​
• Sign up - As fast as 2 minutes.
• Get paid daily up to 4% p.a. No lock-in.​
• Ryt Card - Switch your payment mode between debit and pay later anytime.
• Ryt PayLater - Instant credit up to RM1,499. No documents. No late fees. Flexible installments up to 12 months at low monthly rates. Eligibility checks apply.
• Ryt AI - The magic of effortless banking. Snap, upload and pay in seconds.
• Ryt Invest - Supercharge your savings and grow your wealth from just RM1.
• Ryt Insights - Get real time spending notifications and smart categorisation.
• Pay effortlessly with DuitNow transfers, QR payments and scheduled transfers.
• Secure banking right from the start -​ with biometric verification, end-to-end encryption, real-time fraud alerts. We take your security seriously.
• Supports English, Bahasa Melayu, and Mandarin.

This is just the beginning.
Join us in building the bank Malaysians truly deserve — one that’s built to do the right thing, always.

Terms and Conditions:
https://www.rytbank.my/general-terms-and-conditions

Associated Fees:
https://www.rytbank.my/fees-and-limits

Company Information:
Level 37, Menara Southpoint, Mid Valley City
Lingkaran Syed Putra
Kuala Lumpur
Wilayah Persekutuan

Customer Support: 
In-App Live Chat (available 24/7)

Website:
https://www.rytbank.my

Business Hours: 8.00AM - 8.00PM (daily)

Download Ryt Bank today.