Discovery Insure

Discovery Insure

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Description

Discovery Insure offers car insurance that rewards good driving.

Through our smartphone-enabled DQ-Track, which incorporates the Discovery Insure app and our Vitality Drive telematics device, Discovery Insure clients get real-time feedback on their driving behaviour, as well as other innovative features. Drive well to get up to R1,500 in fuel rewards every month.

To start earning your monthly fuel rewards, you must install a telematics device and link it to the Discovery Insure app. Then, activate your Vitality Drive card through our Discovery Insure app and swipe it whenever you fill up at BP or Shell. You can also get rewards on your Gautrain spend when you link your Gautrain at www.discovery.co.za.

Note: The Discovery Insure app uses location services. When you are not driving, it does not use GPS. It uses battery-efficient methods to automatically determine the start of a trip and stops detailed monitoring soon after a trip ends. The app is aware of your battery life and will not start monitoring a drive if the battery is low. Although the app has been designed to use your phone’s sensors in a battery-efficient way, running the app without a charger on long trips may drain the battery.

Discovery Insure Limited is a licensed non-life insurer and an authorised financial services provider. Registration number: 2009/011882/06. Product rules, terms and conditions apply. Full product details, including limits, can be found on our website, www.discovery.co.za, or you can call 0860 000 628.

Developer

Discovery Limited

Developer ID: Discovery Limited

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Recent Reviews

L J Kolotsi

v2026.07.11

I don't receive feedbacks!

Developer Response

Hi L J, thank you for taking our call. To help improve the Insure app's performance on your Samsung device, go to Settings > Apps > Insure > Mobile Data and enable Allow app while Data Saver is on. Under Battery, enable Allow background activity and disable battery optimisation. For assistance, email DPS_QUERIES@discovery.co.za.

24 Aug 2026

23 Aug 2026

Ofentse Mokonoto

v2026.07.10

The app works like it's supposed to. On year's gone by, it used to miss my trips even though my Bluetooth would be on. Worthy of 5 stars in my experience. The IFA option is a cherry on top.

Developer Response

Hi Ofentse, thank you very much for your 5-star review!! Every journey is a chance to enhance your skills and enjoy the ride! Drive well, stay safe and get rewarded.

24 Aug 2026

23 Aug 2026

Refilwe Relo

v2026.07.10

The app worked better in the beginning for than the last 3 months. It doesn't record trips and deducts 10 points which sometimes you end up with no points at all. This is becoming a scam even worse because of how the sales consultant positioned this app, the device and cash back that comes with insuring with Discovery.

Developer Response

Hi Refilwe, we unable to locate your profile. To ensure that your Insure app performs optimally on your Samsung device, please disable Power-saving mode, Adaptive Battery, and Put Unused Apps to Sleep in your device's battery settings. If you require further assistance, please contact our support team at DPS_QUERIES@discovery.co.za.

20 Aug 2026

19 Aug 2026

Oppah Mahwite

v2026.07.10

Good insurance

Developer Response

Hi Oppah, thank you very much for your 5-star review!! Every journey is a chance to enhance your skills and enjoy the ride! Drive well, stay safe and get rewarded.

17 Aug 2026

14 Aug 2026

Sameshan Govender

v2026.07.10

App functionality is terrible, device sensitivity is worse. For a massive company like discovery to not properly factor South African roads and conditions to penalise you for mild breaking is crazy. I guess I'd lose 4 points over R4k on access due to an accident. Don't bother with this insurance, they expect you to drive 30km normally and around 5km/h when turning or driving around a roundabout, can't drive too much, can't drive after a specific time, crazy point system for minimal returns.

Developer Response

Hi Sameshan, thank you for contacting us. The sensor sensitivity is based on actuarial principles to encourage safe driving. Braking, acceleration and cornering events are detected to promote smoother driving habits. We understand that some unavoidable situations may trigger penalties and we continuously review our scoring to improve accuracy.

14 Aug 2026

13 Aug 2026

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