Nu: Everyday mobile banking

The world's most loved digital banking platform, now also available in the US and many other countries.

Nu is one of the largest digital financial services platforms in the world, already trusted and loved by over 140 million people. Powerful tech, elegant design, and premium products, with protection built into every step.

For US customers, Nu offers:
- An account where every dollar earns 3.50% APY*
- Unlimited 1.5% cashback on your no-fee metal credit card
- Real-time card management and fraud protection
- Award-winning 24/7 customer support

Nu is the recipient of numerous world-class awards, including, Forbes World's Best Banks, Time 100 Most Influential Companies, and Fast Company's Most Innovative Companies.
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In the United States, Nu is a financial technology company, not a bank. Banking services and the Nu Credit Card are provided by Lead Bank, Member FDIC. Lead Bank is the FDIC-insured bank. Deposit insurance covers the failure of an insured bank; certain conditions must be satisfied for deposit insurance to apply. Nu is a brand of Nu United States LLC.

*Annual Percentage Yield (APY) is the percentage your balance earns over a year. Interest is paid to your account daily. The rate may change over time, but we’ll always show the current rate in the app.

3.50% Annual Percentage Yield (APY), current as of Sep 10, 2026.

1.5% cashback on eligible settled purchases; some transaction types and merchant categories don't qualify. See Cashback Program Agreement.