MyFIRST Bharat

Introduction

We at IDFC FIRST Bank believe that the heart of India lives in villages and are proud to have an opportunity to work in the geographies of Rural India addressing all their banking related needs. With a deep understanding of the fact that the needs of Rural India are very different from Urban India, we have created a mobile app tailored to meet the banking needs of our rural customers.

The MyFIRST Bharat App is a simple one-stop interface for Rural customers. It is light, easy to use and available in 12 Indian languages!

Features:

1. Easy view dashboard listing all the accounts available with our Bank
2. Pay EMI
3. View all the account related details
4. View Statement of Account
5. View Repayment schedule
6. View Easy Buy Card
7. Get loan starting from Rs. 10000 to 2000000
8. With attractive interest rates ranging from 12% to 18% and best in class processing fees (appx. 0.75% - 1%)
9. Loan tenure ranging from minimum 12 months to 60 months

APR Example:

E.g. for a loan amount of Rs.350000 @23% interest for 3 years, the EMI would amount to Rs. 13548 and consolidated charges would be Rs. 8260.

You can access MyFIRST Bharat app in a few simple steps of entering your Date Of Birth and mobile number registered with the Bank and authenticating yourself through OTP.

We have designed this app keeping in mind your safety and security. We would love to hear from you on your experience of using the App! Do write in to us at “bank’s customer service handle”. Happy Banking with IDFC FIRST Bank!