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Description

People over 130 different nationalities use UPTION to send money!
Join them! Send Money to 95 % of the world’s population – 7 billion people. Open an account in seconds and get your personal IBAN.

Cross the borders in money transfer
Send Money to 176 countries without hidden fees 24/7. You can send Money to an account, cash pickup or card. Besides, you can get your money, which is sent to cash pick up to your UPTION account via “Take into Your Account” feature. You can take money into your account which is sent to the cash pickup via RIA, Contact, Worldremit and Remitly to Turkey by using "Take into Account”.

An UPTION Card to spend worldwide
By applying to the UPTION Card from within the application, you can have a card linked to your TL, USD or EUR accounts, and you can use your card online/physically all over the world. Moreover, you will not be effected by the exchange rate difference by changing your linked account at any time. With UPTION Card, you can withdraw/deposit money from any ATM worldwide.

Open an account in Europe
A first in Turkey! With UPTION, it is now very easy to open an account in Europe. Plus it's free. If you are a Turkish citizen you can open an account with UPTION that you can use in the European region (SEPA region) and have an IBAN. In this way, you can easily and quickly make collection/payment in Europe.

International Top Up
You can top up the mobile phones abroad with UPTION. You can easily make the transaction by entering phone number from the “International Mobile Top Up” menu.

Pay/get paid in seconds
Via "QR Payment/Collection", "UPTION Transfer" and "Payment Request via Message" features, you can make and receive payments without any fees.

You can top-up your UPTION account
From other banks to UPTION IBAN via EFT
From all ATMs with UPTION Card
From PTT and Vakıfbank ATMs
From UPT and Aktif Bank Branches
Via “Top UP With Card” feature in the application.

You can send money to these countries: Abhazya – Georgia, Aland Islands, Albania, Andorra, Antigua and Barbuda, Argentina, Australia, Austria, Austria, Azerbaijan, Bahamas, Bahrain, Bangladesh, Belarus, Belgium, Benin, Bolivia, Bosnia and Herzegovina, Bulgaria, Burkina Faso, Burundi, Cambodia, Cameroon, Canada, Chad, Chile, Colombia, Comoros, Costa Rica, Crotia, Cyprus, Czechsia, Denmark, Djibouti, Dominican Republic, Ecuador, El Salvador, Eritrea, Estonia, Ethiopia, Fiji, Finland, France, Gabon, Gambia, Georgia, Germany, Ghana, Gibraltar, Greece, Guatemala, Guernsey, Guinea, Guinea Bissau, Haiti, Honduras, Hong Kong, Hungary, Iceland, India, Indonesia, Iraq, Ireland, Israel, Isle of Man, Italy, Ivory Coast, Jordan, Kazakhstan, Kenya, Kosovo, Kuwait, Kyrgyzstan, Lao People’s Democratic Republic, , Latvia, Liberia, Liechtenstein, Lithuania, Luxembourg, Macedonia, Madagascar, Malawi, Malaysia, Mali, Malta, Mauritania, Mauritius, Mexico, Moldova, Monaco, Montenegro, Morocco, Mozambique, Nepal, Netherlands, Nicaragua, Niger, Nigeria, Norway, Oman, Pakistan, Palestine, Panama, Paraguay, Peru, Philippines, Poland, Porto Rico, Portugal, Qatar, Romania, Rwanda, Russia, Samoa, San Marino, Senegal, Serbian Republic, Seychelles, Sierra Leone, Singapore, Slovakia, Slovenia, Somali, South Korea, Spain, Sri Lanka, Sudan, Sweden, Switzerland, Tajikistan, Tanzania, Thailand, Togo, Tonga, Trinidad and Tobago, Tunisia, Turkey, U.S. Virgin Islands, Uganda, Ukraine, United Arab Emirates, United Kingdom, United States of America, Uruguay, Uzbekistan, Vatican, Vietnam, Yemen, Zambia and more

Our Partners:
RIA, Contact, Worldremit, Remitly, VISA, Mastercard, Inpay, Small World, International Bank of Azerbaijan, Monex, Tranglo, Transfer Galaxy, Terrapay, Al Ansari Exchange, Banka Kombetare Tregtare, Transfast, Alawneh Exchange, Musharbash Exchange, Agro Bank.

Developer

UPT Ödeme Hizmetleri ve Elektronik Para A.Ş.

Developer ID: UPT Ödeme Hizmetleri ve Elektronik Para A.Ş.

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Recent Reviews

I kadek Cahyadi

v8.2.0

send money to ewallet..almost half day money didn't coming.. email was sent but no response

Developer Response

Dear customer, we would be happy to assist you with any questions or requests regarding this matter if you send an email to uption@upt.com.tr or contact our call center at +90 850 724 0 878. 🧡

14 Sept 2026

4 Oct 2026

Asfandiyar Khan

v8.2.0

best app for foreigners amazing experience

Developer Response

Dear customer, we are so glad you enjoyed your experience with UPTION. Thank you for your kind review and for joining the UPTION family! 🧡

5 Oct 2026

3 Oct 2026

Rasul Babayev

v8.2.0

Exceptionally awful experience. As a foreign worker, I used this service for three months, and then they suddenly restricted my account without any warning or explanation. They kept my money for 10 days, while completely ignoring my emails and calls. I definitely do not recommend this service. It feels very risky and unreliable.

Developer Response

Dear valued customer, we are sorry to hear about the negative experience you had. We continue to improve UPTION based on the feedback we receive from you. We would be happy to assist you with any questions or requests regarding UPTION if you email uption@upt.com.tr or contact our call center at +90 850 724 0 878. 🧡

21 Sept 2026

17 Sept 2026

Mustafa Toprak

v8.2.0

seni beğendim

Developer Response

Dear customer, we are so glad you enjoyed your experience with UPTION. Thank you for your kind review and for joining the UPTION family! 🧡

16 Sept 2026

16 Sept 2026

HINO

v7.1.0

They suspended my account because I made too many purchases in little time, called customer support, got it back, then they suspended it AGAIN. Sent them an email, and they replied after a couple of months. Don't trust them with your money.

Developer Response

Dear customer, we are sorry for the negative experience you had. If you wish, you can update your review and provide us with your account number so we can contact you and assist you with this matter.🧡

15 Sept 2026

14 Sept 2026

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