Emma - Budget Planner Tracker

Emma - Budget Planner Tracker

Emma Technologies LTD.·4.3 ★·FREE

Screenshots

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Description

Meet Emma, your financial super app 👋

● All your accounts in one place
● Find and track your subscriptions
● Set budgets
● Weekly reports
● Analyze your spending & expenses
● Daily balance notifications
● Overdraft alerts

BANK LEVEL SECURITY

Worried about sharing your data? We hear you.


● Emma uses SSL 256-bit encryption - the same security protocol that banks use - to ensure that your sensitive, personal information is fully encrypted and securely stored.
● Emma uses biometric security authentication for an added level of protection.

CUSTOMER REVIEWS

“This app is amazing! I used to manually track my expenses using a notepad or a spreadsheet but always used to make mistakes and never found time to update it. This fixes all my budgeting issues and saves me so much time as well as money!”
Sarah

“I love the fact that I can do everything within this one app. I mainly use it for tracking my expenses but have also started using it to instantly send/receive payments which makes things super easy. Also, the money I’ve saved from using this app is used to invest in my favorite companies using the investment feature!”
Mike

OUR MISSION

We believe everyone deserves a financial advocate to help with money management and budgeting. Someone who watches our back no matter who we are and where we come from. We provide a great experience, which relies on a basic principle - caring about our customers’ financial well being. This is who we are and what we stand for.

We have received amazing feedback from the finance community and have been featured in Forbes, Financial Times, Politico, The Sunday Times and CITY A.M.

MORE FEATURES? GO PLUS, PRO OR ULTIMATE

We have 3 subscription upgrades available in Emma to power charge your finances. Here’s what is available in each subscription upgrade:

Emma Plus

True Balance - preemptively see the balance of your bank account after your subscriptions are removed
Fraud Detection - find out whether your personal details have been part of a known data breach
Bill Reminders - get reminded about your upcoming bills so you never miss a payment
Cashback - get cashback from your favorite brands


Emma Pro

All the features in Emma Plus
Custom categories - so you can customize your finances to your heart's content
Rename transactions - for easier reference
Export data - to understand your finances on excel
Create Offline Accounts - to manage your cash expenses and any accounts you can’t link to Emma
Create Smart Rules - to automate your Offline Accounts. Look, no hands!
Split your transactions - into multiple categories for more flexibility
Legendary Pro Icon - because you are a Pro

Emma Ultimate

All the features in Emma Plus & Pro
Spaces - group together different accounts to see separated analytics and budgets
Ultimate Icon - so you can show them who's boss

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If you choose to purchase Emma Plus, Emma Pro or Emma Ultimate, payment will be charged to your iTunes account, and your account will be charged for renewal within 24-hours prior to the end of the current period. Subscription automatically renews unless auto-renew is turned off at least 24-hours before the end of the current period. Subscriptions are managed by the user and auto-renewal may be turned off by going to the user's Apple ID. Emma subscription prices start at $4.99 CAD/USD/month with 1-month and 12-month packages available. Prices are subject to change without notice. No cancellation of the current subscription is allowed during the active subscription period. If you don’t choose to purchase Emma Plus, Emma or Emma Ultimate, you can simply continue using Emma for free.

Emma Technologies LTD is registered with the Financial Conduct Authority under the Payment Services Regulations 2017 for the provision of payment services. Reference no. 794952

Company Registration Number: 10578464.

Terms and Conditions: https://emma-app.com/terms
Privacy Policy: https://emma-app.com/privacy

Developer

Emma Technologies LTD.

Developer ID: 7090484630560517574

View More Apps →

Ratings & Reviews

4.3

9,436 ratings

1,000,000+ downloads

5★
77%
4★
5%
3★
1%
2★
6%
1★
11%

Recent Reviews

Kimberly Krystofik

v1.28.0

Great for tracking everyday money flow!! Easy budgeting app, great to see where & how much im spending daily!!

Sep 14, 2026

Vasilica Marin

v1.43.9

Giving one star as the app subscription doesn't appear in Google Play. They'll record your card and after the free trial they'll charge you for a full year. also the process of unsubscribe it is quite difficult and confusing , not showing the option to unsubscribe, just to downgrade to the basic free settings. even on pro mode it doesn't show you all subscriptions that you have with other apps. just another money making app.

Sep 13, 2026

Anthony Provenza

Everything is behind a pay wall. Not very easy to save money when the app wants to charge you money

Sep 12, 2026

JAH “JonDah” JAH

v1.43.8

amazing app and also amazing insights and great connections to my credit score and also to my bank account

Sep 12, 2026

Michael “P. I.” Jordan

v1.43.9

'Report' tells you what you already guessed about your spending - but in animated clips - which is great for visual learners who also enjoy reading: 'Report' hits home! - I can see my downward spiral.

Sep 11, 2026

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