Bank of Scotland Mobile App

Bank of Scotland Mobile App

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Description

Secure, convenient, on the go

Discover why millions of current account customers choose our app.

Stay on top of your money with customisable tools that help you keep track of your day-to-day spending and stay ahead of your bills.

EASY AND SIMPLE ACCESS
• Use your face or fingerprint to log in faster and more securely.
• Just open the app and explore your spaces to get quick access to everything you need, from balances and savings to pensions and investments.

CONTROL FOR YOUR CARDS
• Whether your card is lost, stolen, or simply misplaced, relax knowing you can freeze it, order a new one or look up your card details.

BE IN THE KNOW
• Stay ahead of your bills - your upcoming payments summary lets you know what’s being paid and when.
• Spending insights helps you understand where your money goes every month.
• Check your credit score and get personalised hints and tips to help you stay in control of your money and move closer to your big dreams, like getting a new home.
• Never miss important updates again: personalise your notifications to stay on top of everything.

IN FOR A PENNY
• Make every penny count with Save the Change. It rounds up what you spend on your debit card to the nearest pound and moves the change into a savings account.
• Get cashback from your favourite retailers with Everyday Offers.

HOW WE’LL CONTACT YOU
Using our app won’t affect how we contact you. Our emails will address you by your title and surname, and include the last four digits of your account number, or the last three digits of your postcode. Any text messages we send you will come from BANKOFSCOT. Be aware of any message that differs from this – it could be a scam.

IMPORTANT INFORMATION
Your phone’s signal and functionality may affect your service. Terms and conditions apply.

You must not download, install, use or distribute our Mobile Banking apps in the following countries: North Korea; Syria; Sudan; Iran; Cuba and any other country subject to UK, US or EU technology export prohibitions.

When you use this app we collect anonymous location data to help combat fraud, fix bugs and improve future services.

Everyday Offers is available to Bank of Scotland current account customers (excluding Basic Account holders) aged 18+ with a debit/credit card who bank online. Terms and conditions apply.

Fingerprint Logon requires a compatible mobile running Android 7.0 or higher and may not work on some tablets.

Save the Change® is a registered trademark of Lloyds Bank plc and is used under licence by Bank of Scotland plc.

Bank of Scotland plc, Registered in Scotland No. SC327000. Registered Office: The Mound, Edinburgh EH1 1YZ. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority.

Developer

Lloyds Banking Group PLC

Developer ID: Lloyds Banking Group PLC

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Ratings & Reviews

4.8

52,795 ratings

1,000,000+ downloads

5★
86%
4★
11%
3★
1%
2★
0%
1★
1%

Recent Reviews

Knackered Old Git (KOG)

v190.05

Bank of Scotland used to be leaders in remote banking, even in dial-up days. Unfortunately, the app is going downhill. Everything used to be visible and clear on the launch page. Now, I can't see linked open banking accounts, instead of my banking info, the screen is flooded with ads. The help bot is anything but helpful. The cheque deposit image is awful, so paying in a cheque is a gamble. With branches closing it's now an essential feature - we've got good cameras, please use them!

Developer Response

Hi there, Thanks for your review. We're sorry to hear you feel the app experience has declined. We appreciate your feedback about Open Banking, adverts, the help bot, and cheque deposits. Thanks for taking the time to share your thoughts. Thanks, Saurabh

21 Aug 2026

21 Aug 2026

Gary Cairney

v190.05

fab

Developer Response

Hi Gary, thank you so much for taking the time to leave us a 5-star review! I'm delighted to hear that you've had a positive experience with the Bank of Scotland app. Thanks, Anand

21 Aug 2026

21 Aug 2026

Onah Matthew Alechenu

v190.05

The services rendered are wonderful and excellent

Developer Response

Hi Onah. Thank you for your review. I'm delighted to hear you found our services wonderful and excellent. Thank you for 5-star rating. Thanks Sanaa

21 Aug 2026

21 Aug 2026

Christine Arthur

v190.05

easy to access and use

Developer Response

Hi Christine, thank you for your feedback. I'm delighted to hear you find the app easy to access and use, and I appreciate your 5-star review. Thanks Kaif

20 Aug 2026

20 Aug 2026

Sheena Smith

v190.05

always easy and straightforward..especially as I'm not tech savvy.

Developer Response

Hi Sheena, thank you for your feedback. I'm delighted to hear that you find the app easy and straightforward to use, especially if you're not particularly tech-savvy, and I appreciate your 5-star review. Thanks Kaif

20 Aug 2026

20 Aug 2026

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