Sprive - Mortgage Free, Faster

Sprive - Mortgage Free, Faster

Screenshots

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Description

Sprive is the mortgage management app for homeowners looking to pay off their mortgage faster.

Sprive is completely free and only takes a few minutes to set up.

Why Sprive?
Sprive is helping homeowners reduce their mortgage terms and save in interest. See how much quicker you could be mortgage-free with Sprive.

Making small, regular mortgage overpayments can significantly shorten your mortgage and save thousands in interest.

With the Sprive app, you can automatically set aside your spare cash and even earn cash rewards from your everyday shopping to put towards paying off your mortgage.

If you’re looking for a smarter way to pay off your mortgage, Sprive is the app for you.

Key Features:
• Cash rewards on everyday shopping: Earn up to 15% cashback at top UK brands like Amazon, M&S, Waitrose, ASDA, Morrisons, Tesco, Deliveroo, IKEA, and many more which you can put towards paying off your mortgage. You’ll get credited your reward within 15 minutes
• Auto-saving: Automatically set aside spare cash to turn into mortgage overpayments
• Make mortgage overpayments straight to your lender in one tap
• Mortgage calculator: Calculate savings and track your journey to mortgage freedom.
• Remortgage insights: Track how much of your home you own and improve your chances of securing better mortgage deals in the future.

How it works:
- Download the Sprive app
- Create an account by sharing some personal information like name and address
- Connect your bank account and we’ll automatically source your mortgage
- Set your minimum and maximum monthly saving limits and we’ll only take automatic savings within your preferences
- Start earning money towards your mortgage from your everyday shopping by buying your first shopping card. Why not start with your weekly food shop by choosing one of the supermarkets available in the app? Use your shopping card to pay for your shop. Your cashback will be credited to your Sprive account within 15 minutes
- Pay your lender in one tap straight from the app.
- Track your progress in the app to see how much you’re projected to save in interest and years taken off your mortgage

Featured By:
ITV News, Forbes, Sky News, The Daily Mail, iNews, Metro, The Telegraph, and many more.
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Supported Lenders:
First Direct, Nationwide, Barclays, Halifax, HSBC, Lloyds, Natwest, RBS, Santander, TSB Bank, Virgin Money, Yorkshire Building Society, Accord Mortgages and Coventry Building Society

Supported Brands:
ASDA, Sainsburys, Amazon, Morrisons, Waitrose, M&S, Iceland, Costa Coffee, Café Nero, Deliveroo, Just Eat, Uber Eats, Tesco, Primark, Boohoo, Asos, Decathlon, Foot Locker, Adidas, New Look, River Island, Superdry, John Lewis, B&M, Matalan, Argos, Boots, Uber, Lastminute.com, Halfords, Ernest Jones, H.Samuel, WHSmith, Red Letter Days, Paul Smith, Harvester, Miller & Carter, The Restaurant Card, Pizza Express, Naked Wines, Greggs, Pizza Hut, Habitat, Screwfix, Wayfair, FatFace, Clarks, JD, Selfridges, London Theatre Direct, Cineworld, Jet2holidays, Travel Card, Spabreaks.com, Tripgift, Love2shop, B&Q, Dunelm, Liberty, The Entertainer, Notonthehighstreet, buyagift.

Safe and Secure
Sprive is FCA registered (FRN: 919863). We prioritize your privacy, using AES encryption and 256-bit TLS for data security. Your data is never shared without consent.

Transparent and Free to Use
Sprive has no hidden fees. Our upcoming feature will scan for cheaper mortgage deals, and we only earn a commission if we successfully help you remortgage.

Reliable Customer Support
We’re here for you 5 days a week.

Save thousands in mortgage interest and become mortgage-free faster. Download Sprive today.

Example Savings
Savings illustrated are based on an average £92 paid monthly as an overpayment on a repayment mortgage with a balance of £250,000 at 5% interest for 30 years.

Developer

Sprive Limited

Developer ID: Sprive Limited

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Recent Reviews

Richard Ribar

v29.0.1

amazing app, helpful with paying extra on my mortgage. basically free money.

18 Oct 2026

Rob Blunden

v29.0.1

so good, incredible idea and works so seamlessly

18 Oct 2026

Rachel Gowland

v29.0.1

Great for lowering the mortgage but can be clunky and slow when stood in a queue.

Developer Response

Hi Rachel, Thanks for your honest feedback. We’re always working to improve and have passed your comments to our product team for review. If there’s anything specific you’d like to raise, don’t hesitate to contact us at hello@sprive.com. Best, Team Sprive

18 Oct 2026

18 Oct 2026

Emily Wood

v29.0.1

Great app only issue slow to load

Developer Response

Hi Emily, Thanks for taking the time to share your feedback! We're glad you find the app great overall. We’ve passed your comments to our product team for review. If there’s anything specific you’d like to raise, don’t hesitate to contact us at hello@sprive.com. Best, Team Sprive

18 Oct 2026

17 Oct 2026

Jason Bergin

great

Developer Response

Hi Jason, Thanks so much for the review! We’re thrilled to hear you’re enjoying the app and finding it easy to use. If you have any suggestions, or if there's anything else we can do for you, just reach out at hello@sprive.com. Best, Team Sprive

18 Oct 2026

17 Oct 2026

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