Emma - Budget Planner Tracker

Emma - Budget Planner Tracker

Emma Technologies LTD. · 4.7 ★ · FREE

Screenshots

Description

Meet Emma, your financial super app

● All your accounts in one place
● Find and track your subscriptions
● Set budgets
● Weekly reports
● Analyze your spending & expenses
● Daily balance notifications
● Overdraft alerts

BANK LEVEL SECURITY

Worried about sharing your data? We hear you.

● Emma uses SSL 256-bit encryption - the same security protocol that banks use - to ensure that your sensitive, personal information is fully encrypted and securely stored.
● Emma uses biometric security authentication for an added level of protection.

CUSTOMER REVIEWS

“This app is amazing! I used to manually track my expenses using a notepad or a spreadsheet but always used to make mistakes and never found time to update it. This fixes all my budgeting issues and saves me so much time as well as money!”
Sarah

“I love the fact that I can do everything within this one app. I mainly use it for tracking my expenses but have also started using it to instantly send/receive payments which makes things super easy. Also, the money I’ve saved from using this app is used to invest in my favorite companies using the investment feature!”
Mike

OUR MISSION

We believe everyone deserves a financial advocate to help with money management and budgeting. Someone who watches our back no matter who we are and where we come from. We provide a great experience, which relies on a basic principle - caring about our customers’ financial well being. This is who we are and what we stand for.

We have received amazing feedback from the finance community and have been featured in Forbes, Financial Times, Politico, The Sunday Times and CITY A.M.

MORE FEATURES? GO PLUS, PRO OR ULTIMATE

We have 3 subscription upgrades available in Emma to power charge your finances. Here’s what is available in each subscription upgrade:

Emma Plus

True Balance - preemptively see the balance of your bank account after your subscriptions are removed
Fraud Detection - find out whether your personal details have been part of a known data breach
Bill Reminders - get reminded about your upcoming bills so you never miss a payment
Cashback - get cashback from your favorite brands


Emma Pro

All the features in Emma Plus
Custom categories - so you can customize your finances to your heart's content
Rename transactions - for easier reference
Export data - to understand your finances on excel
Create Offline Accounts - to manage your cash expenses and any accounts you can’t link to Emma
Create Smart Rules - to automate your Offline Accounts. Look, no hands!
Split your transactions - into multiple categories for more flexibility
Legendary Pro Icon - because you are a Pro

Emma Ultimate

All the features in Emma Plus & Pro
Spaces - group together different accounts to see separated analytics and budgets
Ultimate Icon - so you can show them who's boss

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If you choose to purchase Emma Plus, Emma Pro or Emma Ultimate, payment will be charged to your iTunes account, and your account will be charged for renewal within 24-hours prior to the end of the current period. Subscription automatically renews unless auto-renew is turned off at least 24-hours before the end of the current period. Subscriptions are managed by the user and auto-renewal may be turned off by going to the user's Apple ID. Emma subscription prices start at $4.99 CAD/USD/month with 1-month and 12-month packages available. Prices are subject to change without notice. No cancellation of the current subscription is allowed during the active subscription period. If you don’t choose to purchase Emma Plus, Emma or Emma Ultimate, you can simply continue using Emma for free.

Emma Technologies LTD is registered with the Financial Conduct Authority under the Payment Services Regulations 2017 for the provision of payment services. Reference no. 794952

Company Registration Number: 10578464.

Terms and Conditions: https://emma-app.com/terms
Privacy Policy: https://emma-app.com/privacy

Developer

What's New

Version 6.0.5 · Apr 21, 2026

Bug fixes & performance improvements.

Ratings & Reviews

App Store

4.7

1,328 ratings

N/A downloads

Google Play

4.3

8,745 ratings

1,000,000+ downloads

5★
77%
4★
4%
3★
1%
2★
6%
1★
12%

Recent Reviews

Sploshthejosh !

Google Play

Awful app makes you want to pay for subscription. doesn't do as it says like show you your subscriptions. Not easy to cancel and very complicated app. won't use this again

Apr 21, 2026

Lewis Burford

Google Play

Such a useful app. Easy, intuitive and very help

Apr 20, 2026

H Oz

Google Play

app charged me for a whole year after a few days trial i didnt even use it once it didnt even say how many subscriptions i had!

Apr 20, 2026

Mike Thomas

Google Play

great app

Apr 19, 2026

Liam Pike

Google Play

expensive and after cancelling the free trial it still tried taking 80 odd quid out of my bank

Apr 18, 2026

RealCW

App Store

Budget management

This app is helping me take control of my finances. I am starting to see where my money is going and where I need to make adjustments.

Mar 20, 2026

MrGsHospitality

App Store

A surprise

I was lucky to choose Emma after a long list and demo with others

Mar 15, 2026

Lillyy-

App Store

Missing Transactions

I really wanted to love this app. I invested in this when I was already paying for another app as I thought the design was great. However, transactions are repeatedly missing. The number one job of a budgeting app is to be reliable and track transactions, which is clearly not the case here. Unfortunately I paid for the yearly plan through Apple and I am having trouble getting a refund so be warned

Feb 25, 2026

PJKPDX

App Store

great tool

helped me a lot

Feb 10, 2026

NapsFam

App Store

Great App - needs a few changes.

Love the app. They’re almost where they need to be but there are a few annoyances that need to be addressed. When creating a budget, make sure you’re creating it in a “space” so it can be shared with a spouse. As a new user, I put a lot of time into creating the budget only to find out I can share it because I hadn’t created a “space” yet. There is no feature to copy the budget to the space so I have to rebuild it. Not a deal breaker but a thorn in my side as a new user. Overall, super happy with the app and functionality. I’m optimistic!

Jan 22, 2026

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